Selling Buying & Moving House...Aaarrrgghh

Posted by: GraemeH on 28 September 2017

I have now come to understand why it is rated as one of life’s more stressful events - and I like to think I’m a fairly calm sort. We did the sensible thing and sold first...our purchaser wanted a 6 week entry date but we agreed an 8 week window. We hadn’t dared look as we didn’t want to emotionally invest until we were in a position to purchase. We found somewhere quite quickly. So tomorrow, 29th September was the agreed date for our sale & purchase.

The informal ‘OK’ we’d had from our potential lender turned into a massively protracted forensic analysis. It seems since the crash that this is the way, raking over the minutae of our finances - we’ve never defaulted on anything ever in nearly 30 years. This took so long that by the time funds were agreed the sellers home report had slipped past the 12 week validity and so another surveyors report had to be commissioned - a further weeks delay (and a total gravy train for surveyors). 

By now it is Friday 22nd (one week to move) when we can sign the mortgage papers...Monday 25th concluding papers off to seal the purchase...and breathe...Organise removal, utility switch...and get packing...until...

Phonecall from our solicitor at 5:00pm 2 days ago “The house you are buying  will now not be able to conclude until 31st October...”. The folks who are moving into ours on Friday won’t countenance the delay and threaten to sue for breach of contract and attendant expenses running to £10k+...so we start desperately check AirBnB, local hotels, rental companies, goods storage companies to avoid becoming homeless! A nightmare...until...

Our solicitor rings again...the elderly couple we are buying from have decided they will now give us vacant possession this Friday and go off on holiday until 31st October.  A concluding letter comes through at 4:00pm yesterday...the coronary building subsides.

The removal company are packing boxes around me as I type (Not the Naim boxes...I don’t need more stress!) and hopefully we’ll be in our new place by mid-day tomorrow....A massive gin & tonic in hand!

Time to pack the modem so see you all on the other side.

G

 

Posted on: 28 September 2017 by Salmon Dave

The two times I've sold & bought, I've sold first and moved into rented for a few months to get the right property. Worked for me both times, but then I've always been mighty suspicious of the one-go sell->buy process, and equally sceptical about giving in to perceived market pressure. More important to get the sale done and buy the right house. 

Posted on: 28 September 2017 by winkyincanada

Some people seem to sell and buy houses more often than I change underwear. I don't know how they cope with it. Very stressful, as you say. Lots of people with their hands out for a slice of the transaction.

Posted on: 28 September 2017 by Adam Zielinski

Keeping fingers crossed.

I intensely dislike moving. The worst was moving from one country to another - done it 4 times....

Posted on: 28 September 2017 by GraemeH

Our first move in 20 years...Out in one of the boxes next time!

Got an ‘economy’ pack and removal service. Guy turns up this morning with his pregnant wife and surly twenty-something son...but hey, locust-like, they have packed nearly everything away!

G

Posted on: 28 September 2017 by JRHardee

I'm definitely leaving my house feet first. I hope the grieving relict can get a fair price for the black boxes.

Those photos in "Stuff I Love"--is that where you're going, or is that what you're leaving?

Posted on: 28 September 2017 by GraemeH
JRHardee posted:

I'm definitely leaving my house feet first. I hope the grieving relict can get a fair price for the black boxes.

Those photos in "Stuff I Love"--is that where you're going, or is that what you're leaving?

Neither sadly...houses I design for richer folks than us!

G

Posted on: 28 September 2017 by Bob the Builder

Good Luck Graemeh I did it once and stayed put.

Posted on: 28 September 2017 by GraemeH

Thanks...Surrounded by boxes now for the big move tomorrow. How will the kit sound in the new room I wonder?

G

Posted on: 28 September 2017 by MDS

Good luck, Graeme. House moves are notoriously stressful but once in and settled the pain eases and memories fade. You'll be able to laugh about it eventually.  

Posted on: 28 September 2017 by GraemeH

Thanks...we’re not moving far so my daughter had a sneaky walk past the new place. The present owners are removing stuff it seems. 

Virgin Media engineer coming on Saturday afternoon so hopefully able to get the naim up and running asap.

G

Posted on: 29 September 2017 by GraemeH

We're in! 7:00pm tonight so a bit after the promised 'noon'...which box are the glasses in I wonder...

G

Posted on: 29 September 2017 by MDS

Surely the priority is the box with the Scotch in it, Graeme? Anyway, nice to know that you're in.  A mixture of relief and growing excitement I suspect.

Posted on: 30 September 2017 by wenger2015

Congratulations on you move, I went through the process this time last year after 16 years in our previous home.

It's definitely a stressful business... 

I needed a small mortgage, but the process in obtaining said small mortgage was extremely frustrating, the mortgage company wanted to know every last detail, how many toilet rolls you use in a week!! How many times you have a coffee at Costa during the month!!! Ect ect  ridiculous process 

Our removal company turned up with the wrong size van, which meant instead of being out of our house by 2pm it was closer to 6pm, I received a call from purchasers solicitors with penalty threats for being late, although they were not moving in until 3 days later.

Normally I am very laid back, but I'm  sure the process has aged me 10 years....

Fortunately I have an extremely helpful son in law (finkfan) , who helped move all my Naim boxes and helped in numerous other ways....

Safe to say it's been a good move....and certainly no desire to repeat the process any time soon.

Enjoy unpacking all those boxes...hopefully you have found the box with the wine glass's in..

Posted on: 30 September 2017 by NFG

Congrats on your new home, get those black boxes plugged in & warming through & a bottle of something open...

Posted on: 30 September 2017 by GraemeH
wenger2015 posted:

Congratulations on you move, I went through the process this time last year after 16 years in our previous home.

It's definitely a stressful business... 

I needed a small mortgage, but the process in obtaining said small mortgage was extremely frustrating, the mortgage company wanted to know every last detail, how many toilet rolls you use in a week!! How many times you have a coffee at Costa during the month!!! Ect ect  ridiculous process 

Our removal company turned up with the wrong size van, which meant instead of being out of our house by 2pm it was closer to 6pm, I received a call from purchasers solicitors with penalty threats for being late, although they were not moving in until 3 days later.

Normally I am very laid back, but I'm  sure the process has aged me 10 years....

Fortunately I have an extremely helpful son in law (finkfan) , who helped move all my Naim boxes and helped in numerous other ways....

Safe to say it's been a good move....and certainly no desire to repeat the process any time soon.

Enjoy unpacking all those boxes...hopefully you have found the box with the wine glass's in..

Thanks and this mirrors our scenario almost exactly wenger2015...It’s life shortening!

G

Posted on: 30 September 2017 by GraemeH
NFG posted:

Congrats on your new home, get those black boxes plugged in & warming through & a bottle of something open...

Thanks NFG!

Super helpful Virgin Media engineer has just left - Best £20 I’ve ever spent! T’internet and wifi all up and running.

Now time for some smaller speakers that fit the room...White Proac T10 high on my list.

Champagne in fridge!

G

Posted on: 30 September 2017 by GraemeH

This new Superhub has much better wifi - Naim app up and running with the 272/250Dr playing (temporarily) into a pair of tiny Denon (Mission) ‘speakers perched on the fireplace.

Sounds just a wee bit terrible...

G

Posted on: 30 September 2017 by wenger2015
GraemeH posted:

This new Superhub has much better wifi - Naim app up and running with the 272/250Dr playing (temporarily) into a pair of tiny Denon (Mission) ‘speakers perched on the fireplace.

Sounds just a wee bit terrible...

G

If you have a glass or 3 of wine, it will most likely sound much better.....

Posted on: 30 September 2017 by Innocent Bystander

I don't envy you the stress of the suddenly threatened delay to posession - that is certainly something you could have done without. Sounds like the worst is over, now comes the pleasure(!) of unpacking boxes, and wondering where to put things. My priority is always beds, toiletries and enough clothes for the next couple of days, essential kitchen things, and getting the hifi set up, even if only a temporary setup (and sorting kids when they were children).

I've moved home 11 times since first setting up my own home, with involving 7 house purchases. Moving has increased in stress as time has gone by, the last two being particularly fraught - in  part at least due to by then having children, though on the last occasion mainly due to the removal company under-estimating the task, so we were rushing to get everything out, with the incoming purchaser sitting outside for an hour waiting! At the opposite end of the scale, on one occasion I had the luxury of a property overlap, which made it very easy. 

I can see the attraction of moving into rented accomodation while looking for somewhere, but it has significant negative as well - double the removal effort, or living without much of my stuff for an extended period, as well as the monetary cost. But the biggest difficulty in moving house is finding somewhere that meets my requirements, which can take a long time - which eitherr means potentially a long time in rented accomodation, or an inability to commit to sale of my existing house, which then becomes a significant pressure (unless able to afford an overlap). Maybe the rental idea is better - but a room suitable as a music room is always a fundamental requirement.

Posted on: 01 October 2017 by GraemeH

Thanks for the shared pain stories.

It’s slowly beginning to feel more like our place...choons certainly help. Still boxes piled high like a hoarders paradise though.

G

Posted on: 01 October 2017 by Clive B

Congratulations on the move, Graeme. We've had quite stressful moments in both our last two moves, mostly associated with timing and especially solicitors. Now, thankfully, that has all faded into distant memory. One of the positives of moving house though is the opportunity to chuck out some stuff you don't really need. It's quite therapeutic too, I find.

Posted on: 01 October 2017 by GraemeH
Clive B posted:

...One of the positives of moving house though is the opportunity to chuck out some stuff you don't really need. It's quite therapeutic too, I find.

I swear I had a wife in my last house...(Joke, we are 26 years happy this year!)

G

Posted on: 01 October 2017 by wenger2015

We ended up filling two skips, with a various assortment of stuff either kept in the attic or garage or shed, I'm embarrassed to say some of the attic boxes had not been touched from out previous move 16 years ago.... 

as Clive B posted it was quite therapeutic 

Posted on: 01 October 2017 by GraemeH

I’m pretty good at chucking stuff out but my wife is quite the opposite. We’ve brought too much stuff and also have stuff in storage!  The travel cot in the loft was a concerning find...

G

Posted on: 01 October 2017 by Adam Zielinski

We've moved two years ago - same building, just two floors down. Some stuff is still in storage. And actually I can no longer recall what's there...

Best of luck [@mention:1566878603894290]