Selling Buying & Moving House...Aaarrrgghh
Posted by: GraemeH on 28 September 2017
I have now come to understand why it is rated as one of life’s more stressful events - and I like to think I’m a fairly calm sort. We did the sensible thing and sold first...our purchaser wanted a 6 week entry date but we agreed an 8 week window. We hadn’t dared look as we didn’t want to emotionally invest until we were in a position to purchase. We found somewhere quite quickly. So tomorrow, 29th September was the agreed date for our sale & purchase.
The informal ‘OK’ we’d had from our potential lender turned into a massively protracted forensic analysis. It seems since the crash that this is the way, raking over the minutae of our finances - we’ve never defaulted on anything ever in nearly 30 years. This took so long that by the time funds were agreed the sellers home report had slipped past the 12 week validity and so another surveyors report had to be commissioned - a further weeks delay (and a total gravy train for surveyors).
By now it is Friday 22nd (one week to move) when we can sign the mortgage papers...Monday 25th concluding papers off to seal the purchase...and breathe...Organise removal, utility switch...and get packing...until...
Phonecall from our solicitor at 5:00pm 2 days ago “The house you are buying will now not be able to conclude until 31st October...”. The folks who are moving into ours on Friday won’t countenance the delay and threaten to sue for breach of contract and attendant expenses running to £10k+...so we start desperately check AirBnB, local hotels, rental companies, goods storage companies to avoid becoming homeless! A nightmare...until...
Our solicitor rings again...the elderly couple we are buying from have decided they will now give us vacant possession this Friday and go off on holiday until 31st October. A concluding letter comes through at 4:00pm yesterday...the coronary building subsides.
The removal company are packing boxes around me as I type (Not the Naim boxes...I don’t need more stress!) and hopefully we’ll be in our new place by mid-day tomorrow....A massive gin & tonic in hand!
Time to pack the modem so see you all on the other side.
G