Uninsured drivers

Posted by: Rockingdoc on 13 September 2004

Not really expecting any answers, but feel it is my time for a rant.
Driving without insurance seems to be the norm now in this area, and one of these delightful chaps drove into my stationary car yesterday.
He was polite, admitted liability, and supplied details (all false). My insurers have run a check on the registration number and the vehicle is uninsured. The police are deeply disinterested.

Almost everyone I have spoken to today seems have a similar tale to tell. The innocent driver just loses his excess and no claims, while the uninsured scum walk away unscathed.

I can almost certainly get his address fron the vehicle reg. number, as that at least appears genuine. Any ideas how to recover my losses legally?
Posted on: 15 September 2004 by Rockingdoc
quote:
Originally posted by Mick Parry:
It also works the other way.

I used to run a Jaguar and because of my age, occupation and driving record, my premiums were peanuts.

I am a very safe risk because I drive cautiously and the insurance companies reward me as a result.

Regards

Mick


Sadly, this offers no protection to your NCD if uninsured louts drive into your stationary car a couple of times. Protected NCD isn't always as good as it seems because many companies simply refuse to insure anyone who has had more than two claims in the previous 5 years.
Posted on: 15 September 2004 by Berlin Fritz
quote:
Originally posted by Mick Parry:
It also works the other way.

I used to run a Jaguar and because of my age, occupation and driving record, my premiums were peanuts.

I am a very safe risk because I drive cautiously and the insurance companies reward me as a result.

Regards

Mick


Had a fleet of Bentley's old Son, got pissed daily, but one day my bloody chauffer was pulled over for speeding and buggered up my insurance bigstyle. Unfortunately I had to have him shot, but his family are doing fine and he's buried close to the marrows, plenty od calcium in the old bugger, and he was on his way out anyway, saved the NHS a fortune between us we reckon?

Graham George Of Welli'mofftothebahamastarah Smile