I ***ped into a Black Cab..

Oh well.

Thanks anyway Harry/Nime: I'm seeing some Seagull, Malcolm Davey et al over the weekend so I might see if they can spare my blushes.

I'm an IT klutz to be honest...

Regards

Mike

Spending money I don't have on things I don't need.

Nice pic - is it a new taxi with a private plate ?

If this is the taxi you hit - robbing bastard !

Signature - surely it's just a Naim ?

Oh crap

I've deleted too many: I cant see any bloody picture.

yes, this is the cab, *after* the event.

Regards

Mike

Spending money I don't have on things I don't need.

last attempt..[URL= ]taxi?[/URL]

Regards

Mike

Spending money I don't have on things I don't need.

Mike,
that seems somewhat steep price wisee, no?

andy c!

Taxi

Hi Mike

I just saved your long URL as an image to my hard drive and then uploaded it to the forum after simply resizing it to "small" in XP My Pictures.

I think this guy is going to have a very red face after you show your image to your insurance company.

Regards
Nime

Hummmmm. That's not an insignificant bit of damage. Obviously nowhere near the scale of his claims, but I do wonder how easy it's going to be for you to prove that a lot of that damage was present before you added your little bit. That's the problem with initiating a tail end bump - you're on the back foot.

I wish you luck with it and I hope that his excessive claims will work in your favour when an assessor looks at it.

Cheers

Harry

Not clear whether the £3.4k bill was his invoice to you personally or a copy of his insurer-authorised repair bill to your insurer?

If the latter, I am not at all surprised. On the rare occasion when I had some damage assessed, the first question asked was "Is this an insurance job?" When I asked what difference it made, I was told that in an insurance case they would include in the repair anything that was damaged as a result of the accident and anything that could resonably be claimed to have been damaged. Also that everything would be replaced nor repaired.

Not surprising premiums are as high as they are.

cheers

Nigel

Could't agree more Nigel. In an accident involving my rear side. I sqeegeed a post, a slight mark was left on the bumper. Result: included in quote and totally replaced through insurance. Cost: over $1000 for this one item.
Later nearly tore bumper off getting out of extreme washout. Same smash repairer when told to do it privately. Yes I can fix that. Reanchored and cleaned up. looks like new: $150
No one to blame. That's how reputable insurance companies and repair firms work and the good thing is I don't have to get three quotes anymore.

Back in November somebody ran into the side of my car - rear end behind the wheel arch. Speed of impact could only have been a few miles an hour. The other driver admitted full liability which their insurers confirmed a week or so later (at least there are decent people out there).

The damage was principally to the rear bumper (straight replacement), the inner panel behind the bumper had been pushed in and had become detached from the wheel arch and a dent to the body shell just above the bumper. I paid the VAT on the repair bill which amounted to £550 or so which meant the overall repair inclusive of VAT came to almost £3,700 - ouch. I have no idea whether this was reasonable or not but it struck me as one hell of a lot of money.

Regards

Mike

Sorry - wrong thread.

That cab driver gives the rest of us a bad name.

Mike,

You should have begun the thread with that pic.

The insurance bill takes the piss.

Regards,

Steve.

Hi,
there are some morals to this crash that people would do well to know (suck eggs comments):

By all means exchange details - even if there are allegations of blame - the police will get them and transfer them anyway between parties

Realisitcally it will be obvious to you who is at fault - regardless of this be careful what you say - it could go against you in a prosecution or a claim - unless you are talking to a cop of course. nonthless be reasonable with the other party -if only to ensure you get the details you need.

If you can, obtain photos at the time of the damage caused. If the police attend, or if there is an indipendant witness who is still at the scene, get them to double check the damage - avoids any fake claims in the future

Inform your insurance company. If you do, they will assess the damage pretty quick for you hopefully using a qualified assessor, thus preventing and fake claims.

As soon as the insurance companies are involved, divert to the other party to your ins co. That's what you are paying them for! - to act on your behalf and sort out the claim.

On a legal point if you fail to remain at the scene of a crash long enough for any party being reasonably in need of you details to be able to haver the time to get them, that is this offence complete! that then = 6 points and a discretionary disqualification. ouch!

another legal presentaion by andy c!

I jumped into a Black Cab once or twice...

Mike - you voraciously provoke and then ask for a "truce"? Karma, all karma. Cheers.

quote:

---

Originally posted by Rico:

Mike - you voraciously provoke and then ask for a "truce"? Karma, all karma. Cheers.

---

My apologies, Rico: I though you made a snide comment about "karma" on the first page, commented that you thought I was trying to deny liability,n accused me of flattening a pedestrian, reminded the world that I ran into the car in front: reckoned it was "whining" when I asked you to stop, constructed a particulary convoluted fantasy reason in Mondo Rico as to why you though I started the thread, adopted the pompous high horse position when a clearly satirical "quote" was posted by me, name called, "failure sensayuma 101" ( even though you actually thought - and posted - that I actually did not realise that Nime posted a double entendre - you made yourself look VERY bright there ):

I did think that when I asked for the second time that we move on, you had actually done so.

Its like this. You may be a mod elsewhere: here you are just another bloke. Like me. Tough, live with it or just stay away. My last request to you was made on the 30th december: I do so wonder why you posted this late in the day.

What a full life you lead.

With every best wish for a happy, fulfilling and rounded year.

Fixed your website yet?

No regards

Mike

Oh yeah, Rico - the Pot, Kettle, Black award look like its yours this year: something you posted elsewhere, in a thread about, errr, ruining other peoples threads:

"We have observed a pattern of behaviour thus:

1. Take a few choice shots at the competition
2. Argue vociferously when called out on your poor form
3. Sling mud at the protaganists, cry foul of the (non) moderator
4. Go quiet for a week or so
5. Return with floral protestations of innocence.

If you change nothing, nothing will change."

Petard, own, hoisted by.... ( you like smilies )

I think any further comment would be superfluous.

Mike

Mike

you are a waste of space, complete with active-six-pack sensayuma failure. I wish you luck with your insurance company.

That you see parallels in the post above (reproduced from another forum - particularly poor form) is amusing to say the least.

I am certainly not innocent of taking the piss out of you (note that's not taking the piss out of your predicament) - sorry that its akin to shooting fish in a barrel; I should be more sporting and use a catapult instead (would the internet equivalent be typing with only one arm?)

I was lumped into a Black Cab (then I woke up from the mightmare that I was just a piece of shopping).

cheers

I just luv educational, thoughtful threads, sparked off by an interesting predicament usually by someone who is after advice/reassurance etc, then said thread degenerates into mud slinging - I had to double check the url to make sure I was not on another forum!

andy c!

Rico

Why should quoting your own words be "particularly poor form"? I have made no mention as to which Forum they came from, incidentally.

Do you deny saying them? Or are you being just a shade hypocritical? " Do as I say, not as I do."

Face it, you have been utterly outwitted.

If you want to dish it out, don't whine when someone eventually throws some back at you.

Mike

quote:

---

Originally posted by andy c:
I just luv educational, thoughtful threads, sparked off by an interesting predicament usually by someone who is after advice/reassurance etc, then said thread degenerates into mud slinging - I had to double check the url to make sure I was not on another forum!

---

Andy,

No, you're not on another forum. You are, however, in a parallel universe, which I think would explain everything....

JR

quote:

---

Originally posted by Rico:
That you see parallels in the post above (reproduced from another forum - particularly poor form) is amusing to say the least.

---

Rico,

Sorry - can't let the above go without comment.

Recently one or two PFMers have taken to reproducing Naim forum threads on PFM to slag off ad nauseum.

Since you are a moderator there I thought I would take the opportunity to let you know that I think that's pretty poor form myself.

JR

Quite.

Regards,

Steve.

Rico,
I was referring to this thread, not the one on PFM with the gobbing off. I have not copied/pasted any quote form either forum on the other, last time I checked.

regards,

andy c!

PS I deal with enough people at work thinking they have a right to gob off at me, so I don't usually hang around threads too long where this is happening... but there you go eh!

This makes this thread 100 not out