Do we have any solicitors on this M/B

Posted by: mista h on 18 June 2013

This happened yesterday at my sports club while we were playing tennis.  The Surrey 2nd team were using our cricket pitch,a batsman hits a six,ball goes up in the air out the ground and lands smack in the centre of the roof of my friends BMW leaving a nice dent. Guy from Purley Sports club to whom he spoke just pointed to the signs  in the car park saying....ALL CARS ARE PARKED AT OWNERS RISK.

Can this be right??....any comments pls.

 

Mista h

Posted on: 19 June 2013 by Don Atkinson
Originally Posted by mista h:

....... the signs  in the car park saying....ALL CARS ARE PARKED AT OWNERS RISK.

Can this be right??....any comments pls.

Seems ambiguous, and impossible to evaluate.

 

What risk, posed by whom ?

 

Cheers

 

Don

Posted on: 19 June 2013 by winkyincanada
Originally Posted by hafler3o:
Originally Posted by winkyincanada:

Insurance, tends to reward lazy, careless, negligent and fraudulent behaviour. It penalises those that are honest, careful and thoughtful.

Maybe, but in the case I mention, we do all we can to make sure that once we have paid for a product that product 'works' i.e. we do all we can to make sure the insurance company cannot use it's own clauses to 'wriggle out' of the contract, we do this by making sure our grounds are as safe as can be by discussing risk with the Insurers.

That's a fair argument. Insurers do understand and quantify risk. Although I'd argue that your motivation is to make your grounds compliant rather than safe. Admittedly these two goals may overlap significantly or even completely.

 

As an aside, the main reason that insurance premiums are lower for homes fitted with burglar alarms isn't that they are less likely to be burgled (they aren't) but that the insurance company is less likely to have to pay a claim, as they will often find some flaw with the system (not turned on, sector overriden, faulty sensor, out-of-date servicing, slower-than-contracted security/police response etc) and deny the claim.

Posted on: 20 June 2013 by Don Atkinson
Originally Posted by Adam Meredith:

Would it make any difference to anyone if the dent had been caused by a (somewhat unlikely) coconut falling from a tree in the car park?

....or, perversely,........but more likely given the location...........

 

If, for example, a part had fallen from an aircraft onto an X5 in a golf club car park, would the X5 owner be denied the opportunity to seek redress from the owner/opperator of that aircraft ?

 

Cheers

 

Don

Posted on: 20 June 2013 by Tarquin Maynard - Portly
Originally Posted by Adam Meredith:
 

 

What did he think "ALL CARS ARE PARKED AT OWNERS RISK." meant?

 

It probably means very little, in legal terms. 

Posted on: 20 June 2013 by mista h
Originally Posted by Adam Meredith:

Would it make any difference to anyone if the dent had been caused by a (somewhat unlikely) coconut falling from a tree in the car park?

Coconut trees are a bit thin on the ground in Purley.

 

Mista H

Posted on: 20 June 2013 by Bananahead
Originally Posted by Adam Meredith:

Would it make any difference to anyone if the dent had been caused by a (somewhat unlikely) coconut falling from a tree in the car park?


Was someone shaking the tree?

Posted on: 21 June 2013 by mista h

This is starting to get interesting!!!!

Just back from my Friday morning tennis,been told that the Surrey mob were back playing this wed just gone,and 2 more cars have been done. From what i have been told one was in the car park and the other was parked out in the road.

 

Mista h

Posted on: 21 June 2013 by Don Atkinson
Originally Posted by mista h:
 i have been told one was in the car park and the other was parked out in the road.

....don't tell us - the one in the road got a parking ticket.........and was "keyed".

 

Cheers

 

Don

Posted on: 04 July 2013 by mista h

To close things off if anyone is the slightest bit interested.

Bill to repair car + 4 days car hire just tops £1000 Surrey County Cricket do have insurance and it is they who are picking up the tab.

Mista H